If you’re looking for a credit card to use for travel expenses, and you don’t want to pay an annual fee, you’re in luck. There are several credit cards available that don’t charge an annual fee.
One option is the Capital One VentureOne card. This card offers a 20,000-mile bonus when you spend $1,000 in the first three months. You also earn 1.25 miles per dollar spent on all purchases. And, if you’re looking to travel overseas, there are no foreign transaction fees.
The Chase Sapphire Preferred card is another good option. This card offers a 50,000-point bonus when you spend $4,000 in the first three months. You also earn 2 points per dollar spent on travel and dining purchases and 1 point per dollar on all other purchases. Plus, you get a 20% discount on all travel purchases when you use your card. And, there are no foreign transaction fees.
If you’re looking for a card with a lower annual fee, the American Express Gold card might be a good option. This card offers a 25,000-point bonus when you spend $2,000 in the first three months. You also earn 4 points per dollar spent on dining and U.S. supermarket purchases and 3 points per dollar spent on all other purchases. There is a $195 annual fee, but it’s waived for the first year.
Finally, the Capital One QuicksilverOne card is a good option if you want a simple, no-frills card. This card offers a 1.5% cash back on all purchases. There is a $39 annual fee, but it’s waived for the first year.
So, if you’re looking for a credit card to use for travel expenses, and you don’t want to pay an annual fee, there are several good options available.
Contents
Is there an airline card with no annual fee?
There are a few airline cards that have no annual fee. The JetBlue Plus Card and the Citi / AAdvantage Platinum Select World Elite Mastercard are both examples of airline cards with no annual fee.
The JetBlue Plus Card offers a number of benefits, including a free checked bag for the cardholder and up to four companions on the same reservation, a 50% discount on eligible in-flight purchases, and a $100 statement credit after spending $1,000 in the first 90 days.
The Citi / AAdvantage Platinum Select World Elite Mastercard also offers a number of benefits, including a free checked bag for the cardholder and up to four companions on the same reservation, a 25% discount on eligible in-flight purchases, and a $100 statement credit after spending $1,000 in the first 90 days.
Is no annual fee good?
When it comes to credit cards, there are a few different things that consumers need to think about. One of the most important is the annual fee. This is a charge that is assessed by the credit card company each year in order to use the card. For some people, this is a worthwhile expense. For others, it is not.
One of the big questions that people often have is whether or not it is a good idea to get a credit card with no annual fee. This can be a tricky question to answer, as it depends on a variety of factors. Here are a few things to consider:
– How often do you use your credit card?
– What are the other benefits of the card?
– What is the interest rate?
– What are the other fees?
How Often Do You Use Your Credit Card?
If you only use your credit card a few times a year, then it is probably not worth it to pay an annual fee. However, if you use your card often, then the fee may be worth it. Remember, the annual fee is paid each year, so you need to use your card often in order to make it worth it.
What Are the Other Benefits of the Card?
In addition to no annual fee, some credit cards offer other benefits, such as rewards programs or cash back. If you plan to use your card for these types of rewards, then it is worth it to pay an annual fee. However, if you are not interested in the rewards, then it is not worth it to pay the fee.
What Is the Interest Rate?
If you have a high interest rate, then it is not worth it to pay an annual fee. However, if the interest rate is low, then the fee may be worth it. Remember, you need to pay attention to all of the terms and conditions of the card, not just the annual fee.
What Are the Other Fees?
In addition to the annual fee, some credit cards have other fees, such as late payment fees or over-the-limit fees. If you are likely to incur these types of fees, then it may be worth it to pay an annual fee. However, if you are unlikely to incur these fees, then it is not worth it.
Ultimately, the decision of whether or not to pay an annual fee depends on a variety of factors. It is important to consider all of the different aspects of the credit card, not just the annual fee.
Is there a credit card just for travel?
Yes, there is a credit card just for travel. The Chase Sapphire Preferred is a popular travel credit card because it offers a number of travel-related perks, including a generous sign-up bonus and no foreign transaction fees.
The Sapphire Preferred card also comes with a host of other benefits, including:
• 2X points on travel and dining purchases
• 1X points on all other purchases
• 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
• 5,000 bonus points when you add an authorized user and make a purchase within the first 3 months
• 20% discount on travel when you redeem points for airfare, hotel stays, car rentals and more through Chase Ultimate Rewards
• Primary car rental insurance – covers you and your rental car if you’re in an accident
• Trip cancellation/interruption insurance – reimburses you for prepaid, nonrefundable travel expenses if your trip is cancelled or interrupted for eligible reasons
So if you’re looking for a credit card that offers great rewards for travel, the Chase Sapphire Preferred is a good option.
Does no annual fee mean no monthly fee?
When it comes to credit cards, there are a lot of different fees that cardholders can be charged. Annual fees, monthly fees, and even late fees can all be common occurrences with credit cards. However, there are a few cards on the market that don’t charge any fees at all. So, does this mean that cardholders don’t have to worry about any monthly fees?
The answer to this question is a little bit complicated. There are a few credit cards on the market that don’t charge an annual fee, but do charge a monthly fee. So, if cardholders don’t want to pay any fees, they need to be sure to look for a card that doesn’t charge any annual or monthly fees.
There are a few cards that offer no annual fee and no monthly fee. However, these cards are usually only offered to people with good or excellent credit. So, if a person has a bad credit score, they may not be able to qualify for a card that doesn’t charge any fees.
Another thing to keep in mind is that some cards will waive the annual fee for the first year, but will charge a monthly fee. So, it’s important to read the terms and conditions of a card before applying for it.
Overall, it is important to be aware of all the different fees that can be charged with a credit card. If a person is looking for a card that doesn’t charge any fees, they should be sure to look for a card that doesn’t charge an annual fee or a monthly fee.
Does closing a credit card hurt your credit?
When it comes to your credit score, there are a lot of factors that go into it. One of the most important is your credit utilization ratio, which is the percentage of your total credit limit that you’re currently using. If you have a high credit utilization ratio, it can negatively impact your credit score.
One way to lower your credit utilization ratio is to close a credit card. But does closing a credit card hurt your credit? The answer is a little complicated.
On the one hand, closing a credit card will lower your total credit limit, which will raise your credit utilization ratio and could hurt your credit score. But on the other hand, if you have a lot of unused credit card limits, your credit score could actually improve when you close a credit card.
Ultimately, it’s important to remember that your credit score is a complex calculation that takes many factors into account. Closing a credit card may or may not hurt your credit score, so you should always consult a credit expert before making any major decisions.
How many miles do I need to travel for free?
How many miles do I need to travel for free?
This is a question that many people ask and the answer is it depends. Generally, you need to travel about 25,000 miles per year to get free airfare. However, there are other factors to consider, such as the cost of the ticket and the airline’s rewards program.
Some airlines, like Southwest, allow you to book a ticket without any points, but the ticket will be more expensive. Other airlines, like Delta, require you to have a certain number of miles in order to book a free ticket.
The best way to find out how many miles you need to travel for free is to look at the airline’s website. There, you can find a chart that tells you how many miles you need for each type of ticket. You can also find out how much a ticket costs and how many points you would need to book that ticket.
It’s important to remember that the number of miles you need to travel for free may vary depending on the cost of the ticket. For example, if you want to fly from New York to Los Angeles, the ticket might cost $500. However, if you want to fly from New York to Miami, the ticket might only cost $250. In this case, you would need to have fewer miles to book a free ticket.
So, how many miles do you need to travel for free? It really depends on the airline and the cost of the ticket. However, you can usually get free airfare if you travel about 25,000 miles per year.
Is Discover card free?
Is Discover card free?
Yes, Discover cards are free to use. There are no annual fees, no late fees, and no over-the-limit fees. Additionally, there are no foreign transaction fees when you use your Discover card abroad.
However, there is a fee of 3% of the transaction amount when you use your Discover card for a purchase made in a foreign currency. So, if you use your Discover card to buy something that costs €100, you’ll be charged a fee of €3.
Additionally, there is a fee of $0.25 for each cash withdrawal you make using your Discover card. So, if you withdraw cash from an ATM using your Discover card, you’ll be charged $0.25.