If you’re a business owner looking for a credit card with travel rewards, you have a lot of options. But it can be hard to figure out which card is the best for you.
Here are some of the best business credit cards with travel rewards:
The Chase Ink Business Preferred card is a great option for business owners who want to earn points for travel. It offers 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You also earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping, Internet, cable and phone services, and advertising purchases made with social media platforms each year. And you earn 1 point per $1 on all other purchases.
The American Express Business Platinum card is another great option for business owners who want to earn points for travel. It offers 75,000 bonus points after you spend $10,000 on purchases in the first 3 months from account opening. You also earn 5 points per $1 on flights and prepaid hotels on amextravel.com, and 1 point per $1 on all other purchases.
If you’re looking for a card that offers a mix of rewards and benefits, the CitiBusiness / AAdvantage Platinum Select World Mastercard may be a good option. It offers 60,000 American Airlines AAdvantage® bonus miles after spending $3,000 in purchases within the first 3 months of account opening*. You also earn 2 AAdvantage® miles for every $1 spent on American Airlines purchases and on purchases at telecommunications, car rental merchants and at gas stations, and 1 AAdvantage® mile for every $1 spent on other purchases. Plus, you can get a free checked bag for you and up to four companions on domestic American Airlines flights. And you can enjoy priority boarding and 25% off in-flight purchases.
The Capital One Spark Miles for Business card is a good option for business owners who want to earn miles for travel. It offers 50,000 bonus miles after you spend $4,500 on purchases within the first 3 months from account opening. You also earn 2 miles per $1 on every purchase. And you can redeem miles for travel, cash back, gift cards, and more.
The Barclaycard Arrival Plus World Elite Mastercard is a good option for business owners who want to earn miles for travel. It offers 70,000 bonus miles after you spend $5,000 on purchases in the first 90 days. You also earn 2 miles per $1 on every purchase. And you can redeem miles for travel, cash back, gift cards, and more.
If you’re looking for a card that offers a mix of rewards and benefits, the The Business Platinum® Card from American Express OPEN may be a good option. It offers 50,000 Membership Rewards® points after you spend $10,000 on purchases within the first 3 months of account opening*. You also earn 5X points on flights and prepaid hotels on amextravel.com, and 1X points on other purchases. Plus, you can get a free checked bag for you and up to four companions on domestic American Airlines flights. And you can enjoy priority boarding and 25% off in-flight purchases.
The Bottom Line
If you’re a business owner looking for a credit card with travel rewards, there are a lot of options to choose from. Be sure to compare the rewards and benefits of each card to find the one that’s best for you.
Contents
- 1 Can I use my business credit card for personal travel?
- 2 What is a business travel card?
- 3 Can you use business credit card for personal rewards?
- 4 Do business credit cards get points?
- 5 Is it illegal to pay personal expenses from business account?
- 6 Can you buy a car with a business credit card?
- 7 Who can get an APEC card?
Can I use my business credit card for personal travel?
When it comes to travel, there are a lot of things to think about – from passports and visas to packing and planning. One question that sometimes comes up is whether or not it’s possible to use a business credit card for personal travel.
The answer to this question depends on a few factors. For starters, you’ll need to check with your credit card issuer to see if they allow personal use of business credit cards. Some issuers do allow this, while others do not. Additionally, you’ll need to consider the terms and conditions of your credit card agreement. If you’re using your business credit card for personal travel, you may be held liable for any charges that occur on the card. So it’s important to be aware of the potential risks before making any decisions.
Overall, using a business credit card for personal travel can be a convenient way to pay for your trip. Just be sure to read the terms and conditions carefully to make sure you understand the risks involved.
What is a business travel card?
A business travel card is a credit or debit card that allows business owners to track their expenses while on the road. Most business travel cards offer rewards such as airline miles or cash back, and some cards also offer travel insurance and other benefits.
Business owners who frequently travel for work can benefit from having a business travel card. The card can help to keep track of business expenses, and it can also help to earn rewards on those expenses. Many business travel cards offer rewards such as airline miles or cash back.
In addition, business travel cards often come with other benefits, such as travel insurance. This can be helpful if something goes wrong while the business owner is on the road. For example, if the business owner’s luggage is lost or the flight is cancelled, the travel insurance on the card may help to cover some of the costs.
So, if you are a business owner who travels frequently, a business travel card may be a good option for you. Be sure to compare the different cards available to find the one that best meets your needs.
Can you use business credit card for personal rewards?
There is no definitive answer to this question as it depends on the specific business credit card and the issuer’s terms and conditions. However, in general, business credit cards are not meant to be used for personal expenses, and doing so could result in losing your rewards points, getting hit with a higher interest rate, or even having your account cancelled.
That said, there are a few things to keep in mind if you’re thinking about using your business credit card for personal rewards. First, make sure you understand the terms and conditions of your card issuer, as they may not allow you to use your card for personal expenses. Second, be aware of the potential consequences if you’re caught using your business card for personal expenses. Finally, make sure to keep your personal and business expenses separate, so it’s easy to track which expenses are which.
If you’re thinking about using your business credit card for personal rewards, it’s important to weigh the pros and cons carefully. Ultimately, it’s up to you to decide if the potential benefits are worth the risks.
Do business credit cards get points?
Do business credit cards get points?
The short answer to this question is yes – business credit cards do get points. However, the amount of points that you earn may vary depending on the credit card issuer and the type of card that you have.
For example, the American Express Business Platinum card offers 50,000 Membership Rewards points after you spend $10,000 within the first three months of card membership. Meanwhile, the Chase Ink Business Preferred card offers 80,000 bonus points after you spend $5,000 within the first three months of card membership.
So, if you’re looking for a credit card that offers points for business expenses, it’s important to do your research and compare the different options that are available. This way, you can find a card that offers the rewards and benefits that are most important to you.
Is it illegal to pay personal expenses from business account?
There is no definitive answer to whether it is illegal to pay personal expenses from a business account, as the law differs from country to country. However, in general, it is frowned upon to mix business and personal finances in this way, as it can lead to confusion and financial mismanagement.
In some cases, paying personal expenses from a business account can be seen as fraudulent or embezzlement. For example, if a business owner uses company funds to pay for personal items such as clothing, groceries, or entertainment, this could be considered illegal.
It is important to note that there are some legitimate reasons for paying personal expenses from a business account. For example, if a business owner uses their company credit card to pay for a family holiday, this would likely be allowed. However, care must be taken to ensure that all personal expenses are accurately recorded and accounted for.
Overall, it is generally advisable to keep business and personal finances separate. This can help to avoid any confusion or legal issues down the road.
Can you buy a car with a business credit card?
Can you buy a car with a business credit card?
There are a few things to consider when trying to answer this question. The first thing to look at is the credit limit on the card. Most business credit cards have a higher credit limit than personal credit cards. This could be an important factor if you are looking to purchase a car that is more expensive.
Another thing to consider is the APR on the card. Many business credit cards have a lower APR than personal credit cards. This could be a factor in deciding if you want to use a business credit card to purchase a car.
One thing to keep in mind is that you may not be able to use a business credit card to purchase a car from a dealership. Some dealerships may only accept personal credit cards for car purchases. You may want to check with the dealership before you try to use your business credit card.
Overall, using a business credit card to purchase a car can be a good option for those who have a high credit limit and a low APR. It is important to keep in mind the restrictions that may apply to car purchases.
Who can get an APEC card?
The APEC Business Travel Card (ABTC) allows business travellers from participating APEC economies to expedite entry through immigration and customs.
There are a number of eligibility requirements for APEC Business Travel Card holders. Applicants must be citizens of an APEC economy, and must be employed in a senior business position (or equivalent) with a company registered in their home economy. The applicant’s company must also have a valid business licence or registration.
ABTC holders are entitled to use the card for business travel within all APEC economies. This includes travel for both commercial and personal purposes. When travelling for business, ABTC holders are able to use the card as a visa waiver, and may be granted expedited entry through immigration and customs.
ABTCs are valid for three years, and can be renewed. The card must be presented to immigration and customs officials when travelling, along with the holder’s passport.
Who can get an APEC card?
Citizens of an APEC economy
Employed in a senior business position (or equivalent) with a company registered in their home economy
Company has a valid business licence or registration